How to integrate Splitwise MCP with OpenClaw

OpenClaw is the fastest growing agent harness out there, which can work 24/7 to automate almost any kind of tasks. However, its capabilities are limited to the tools it has access to. Composio allows your OpenClaw to access Splitwise with authentication management handled for you. You can execute actions on Splitwise via your favorite OpenClaw interface (Telegram, WhatsApp, TUI, etc), whichever you prefer.

Splitwise logoSplitwise
Oauth2Api Key

Splitwise helps you split bills and expenses with friends and family. It makes it easy to track shared costs and settle up, so everyone stays on the same page.

27 Tools

Introduction

OpenClaw is the fastest growing agent harness out there, which can work 24/7 to automate almost any kind of tasks. However, its capabilities are limited to the tools it has access to. Composio allows your OpenClaw to access Splitwise with authentication management handled for you. You can execute actions on Splitwise via your favorite OpenClaw interface (Telegram, WhatsApp, TUI, etc), whichever you prefer.

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Why use Composio?

Apart from a managed and hosted MCP server, you will get:

  • Programmatic tool calling allows LLMs to write its code in a remote workbench to handle complex tool chaining. Reduces to-and-fro with LLMs for frequent tool calling.
  • Handling Large tool responses out of LLM context to minimize context rot.
  • Dynamic just-in-time access to 20,000 tools across 1000+ other Apps for cross-app workflows. It loads the tools you need, so LLMs aren't overwhelmed by tools you don't need.

How to install Splitwise with OpenClaw

Using Composio API Key and Setup Prompt

Copy the setup prompt from the OpenClaw dashboard
  • Run it in your OpenClaw chat interface.
  • Authenticate Splitwise from the dashboard
  • Go back to your OpenClaw interface and start asking questions.

Using OpenClaw/Composio Plugin

1. Install OpenClaw Composio plugin

bash
openclaw plugins install @composio/openclaw-plugin

2. Copy the API Key from dashboard.composio.dev

3. Setup OpenClaw Config

bash
openclaw config set plugins.entries.composio.config.consumerKey "ck_your_key_here"

4. Restart OpenClaw

bash
openclaw gateway restart

5. Go to your chat interface and start asking questions.

6. When prompted, authenticate the app and you're all set.

How It Works

The plugin connects to Composio's MCP server at https://connect.composio.dev/mcp and registers all available tools directly into the OpenClaw agent. Tools are called by name — no extra search or execute steps needed.

If a tool returns an auth error, the agent will prompt you to connect that toolkit at dashboard.composio.dev.

Configuration

bash
{
  "plugins": {
    "entries": {
      "composio": {
        "enabled": true,
        "config": {
          "consumerKey": "ck_your_key_here"
        }
      }
    }
  }
}
OptionDescriptionDefault
enabledEnable or disable the plugintrue
consumerKeyYour Composio consumer key (ck_...)
mcpUrlMCP server URL (advanced)https://connect.composio.dev/mcp

What is the Splitwise MCP server, and what's possible with it?

The Splitwise MCP server is an implementation of the Model Context Protocol that connects your AI agent and assistants like Claude, Cursor, etc directly to your Splitwise account. It provides structured and secure access to your expenses and group data, so your agent can perform actions like creating expenses, adding friends, retrieving categories, and managing your account on your behalf.

  • Expense tracking and creation: Quickly have your agent record new expenses, split bills, or log payments—either between you and friends or within groups.
  • Friend and contact management: Easily add new friends with their email and name, or remove existing friends to keep your network current.
  • Group info and collaboration: Retrieve details about any group you belong to, making it simple to manage shared costs and stay organized with your housemates, travel buddies, or teams.
  • Expense category and currency lookup: Ask the agent to fetch available expense categories or supported currencies, helping you record transactions accurately and consistently.
  • Account and profile insights: Let your agent pull your current user details so you can quickly review account information or verify profile data as needed.

Conclusion

You've successfully integrated Splitwise with OpenClaw using Composio plugin. Now interact with Splitwise directly from your terminal, Web UI, or any messenger app using natural language commands.

Key benefits of this setup:

  • Seamless integration across TUI, Web UIs, and Messenger apps like Telegram, WhatsApp, Slack, etc.
  • Natural language commands for Splitwise operations
  • Managed authentication through Composio
  • Access to 20,000+ tools across 1000+ apps for cross-app workflows
  • Programmatic tool calling for complex tool chaining

Next steps:

  • Try asking OpenClaw to perform various Splitwise operations
  • Explore cross-app workflows by connecting more toolkits like Calendar, Slack, Notion, etc.
  • Build complex automation scripts that leverage OpenClaw's 24/7 running capabilities
TOOLS

Supported Tools

Every Splitwise action and event your agent gets out of the box.

Add Friend

Tool to add a new friend to Splitwise.

Add User to Group

Tool to add a user to a group.

Create Comment

Tool to create a comment on a specific expense.

Create Expense

Tool to create a new Splitwise expense.

Create Friends

Tool to add multiple friends at once to Splitwise.

Create Group

Tool to create a new group in Splitwise.

Delete Comment

Tool to delete a comment by its ID.

Delete Expense

Tool to delete an existing expense by its ID.

Delete Friend

Tool to delete an existing friend by ID.

Delete Group

Tool to delete a group and all associated records by its ID.

Get Categories

Tool to retrieve expense categories.

Get Comments

Tool to retrieve all comments associated with a specific expense.

Get Currencies

Tool to retrieve a list of supported currencies.

Get Current User

Tool to retrieve information about the current authenticated user.

Get Expense

Tool to retrieve detailed information about a specific expense by ID.

Get Expenses

Tool to list the current user's expenses from Splitwise account.

Get Friend Details

Tool to retrieve detailed information about a specific friend.

Get Friends

Tool to list current user's friends on Splitwise.

Get Group Details

Tool to retrieve detailed information about a specific group.

Get Groups

Retrieves all groups the authenticated user belongs to, including group details, members, balances, and debt information.

Get Notifications

Tool to retrieve recent activity notifications from the user's Splitwise account.

Get User Information

Retrieves basic profile information about any Splitwise user by their ID.

Remove User from Group

Tool to remove a user from a group.

Restore Deleted Expense

Tool to restore a previously deleted expense and its associated records.

Restore Deleted Group

Tool to restore a previously deleted group and all its associated records.

Update Expense

Tool to update an existing Splitwise expense.

Update User

Tool to update user account details including name, email, password, and preferences.

FAQ

Frequently asked questions

With a standalone Splitwise MCP server, the agents and LLMs can only access a fixed set of Splitwise tools tied to that server. However, with the Composio Tool Router, agents can dynamically load tools from Splitwise and many other apps based on the task at hand, all through a single MCP endpoint.

Yes, you can. OpenClaw fully supports MCP integration. You get structured tool calling, message history handling, and model orchestration while Tool Router takes care of discovering and serving the right Splitwise tools.

Yes, absolutely. You can configure which Splitwise scopes and actions are allowed when connecting your account to Composio. You can also bring your own OAuth credentials or API configuration so you keep full control over what the agent can do.

All sensitive data such as tokens, keys, and configuration is fully encrypted at rest and in transit. Composio is SOC 2 Type 2 compliant and follows strict security practices so your Splitwise data and credentials are handled as safely as possible.

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