How to integrate Splitwise MCP with Google ADK

This guide walks you through connecting Splitwise to Google ADK using the Composio tool router. By the end, you'll have a working Splitwise agent that can add a new friend using their email, create a dinner expense split equally, list all groups i'm part of through natural language commands. This guide will help you understand how to give your Google ADK agent real control over a Splitwise account through Composio's Splitwise MCP server. Before we dive in, let's take a quick look at the key ideas and tools involved.

Get started for freeGet a demo
Splitwise logoSplitwise
Oauth2Api Key

Splitwise helps you split bills and expenses with friends and family. It makes it easy to track shared costs and settle up, so everyone stays on the same page.

27 Tools

Introduction

This guide walks you through connecting Splitwise to Google ADK using the Composio tool router. By the end, you'll have a working Splitwise agent that can add a new friend using their email, create a dinner expense split equally, list all groups i'm part of through natural language commands.

This guide will help you understand how to give your Google ADK agent real control over a Splitwise account through Composio's Splitwise MCP server.

Before we dive in, let's take a quick look at the key ideas and tools involved.

Also integrate Splitwise with

OpenAI Agents SDKClaude Agent SDKClaude CodeClaude CoworkCodexOpenClawHermesCLILangChainVercel AI SDKMastra AILlamaIndexCrewAI

TL;DR

Here's what you'll learn:
  • Get a Splitwise account set up and connected to Composio
  • Install the Google ADK and Composio packages
  • Create a Composio Tool Router session for Splitwise
  • Build an agent that connects to Splitwise through MCP
  • Interact with Splitwise using natural language

What is Google ADK?

Google ADK (Agents Development Kit) is Google's framework for building AI agents powered by Gemini models. It provides tools for creating agents that can use external services through the Model Context Protocol.

Key features include:

  • Gemini Integration: Native support for Google's Gemini models
  • MCP Toolset: Built-in support for Model Context Protocol tools
  • Streamable HTTP: Connect to external services through streamable HTTP
  • CLI and Web UI: Run agents via command line or web interface

What is the Splitwise MCP server, and what's possible with it?

The Splitwise MCP server is an implementation of the Model Context Protocol that connects your AI agent and assistants like Claude, Cursor, etc directly to your Splitwise account. It provides structured and secure access to your expenses and group data, so your agent can perform actions like creating expenses, adding friends, retrieving categories, and managing your account on your behalf.

  • Expense tracking and creation: Quickly have your agent record new expenses, split bills, or log payments—either between you and friends or within groups.
  • Friend and contact management: Easily add new friends with their email and name, or remove existing friends to keep your network current.
  • Group info and collaboration: Retrieve details about any group you belong to, making it simple to manage shared costs and stay organized with your housemates, travel buddies, or teams.
  • Expense category and currency lookup: Ask the agent to fetch available expense categories or supported currencies, helping you record transactions accurately and consistently.
  • Account and profile insights: Let your agent pull your current user details so you can quickly review account information or verify profile data as needed.

What is the Composio tool router, and how does it fit here?

What is Composio SDK?

Composio's Composio SDK helps agents find the right tools for a task at runtime. You can plug in multiple toolkits (like Gmail, HubSpot, and GitHub), and the agent will identify the relevant app and action to complete multi-step workflows. This can reduce token usage and improve the reliability of tool calls. Read more here: Getting started with Composio SDK

The tool router generates a secure MCP URL that your agents can access to perform actions.

How the Composio SDK works

The Composio SDK follows a three-phase workflow:

  1. Discovery: Searches for tools matching your task and returns relevant toolkits with their details.
  2. Authentication: Checks for active connections. If missing, creates an auth config and returns a connection URL via Auth Link.
  3. Execution: Executes the action using the authenticated connection.

Step-by-step Guide

Step by step09 STEPS
1

Prerequisites

Before starting, make sure you have:
  • A Google API key for Gemini models
  • A Composio account and API key
  • Python 3.9 or later installed
  • Basic familiarity with Python
2

Getting API Keys for Google and Composio

Google API Key
  • Go to Google AI Studio and create an API key.
  • Copy the key and keep it safe. You will put this in GOOGLE_API_KEY.
Composio API Key and User ID
  • Log in to the Composio dashboard.
  • Go to Settings → API Keys and copy your Composio API key. Use this for COMPOSIO_API_KEY.
  • Decide on a stable user identifier to scope sessions, often your email or a user ID. Use this for COMPOSIO_USER_ID.
3

Install dependencies

bash
pip install google-adk composio python-dotenv

Inside your virtual environment, install the required packages.

What's happening:

  • google-adk is Google's Agents Development Kit
  • composio connects your agent to Splitwise via MCP
  • python-dotenv loads environment variables
4

Set up ADK project

bash
adk create my_agent

Set up a new Google ADK project.

What's happening:

  • This creates an agent folder with a root agent file and .env file
5

Set environment variables

bash
GOOGLE_API_KEY=your-google-api-key
COMPOSIO_API_KEY=your-composio-api-key
COMPOSIO_USER_ID=your-user-id-or-email

Save all your credentials in the .env file.

What's happening:

  • GOOGLE_API_KEY authenticates with Google's Gemini models
  • COMPOSIO_API_KEY authenticates with Composio
  • COMPOSIO_USER_ID identifies the user for session management
6

Import modules and validate environment

python
import os
import warnings

from composio import Composio
from dotenv import load_dotenv
from google.adk.agents.llm_agent import Agent
from google.adk.tools.mcp_tool.mcp_session_manager import StreamableHTTPConnectionParams
from google.adk.tools.mcp_tool.mcp_toolset import McpToolset

load_dotenv()

warnings.filterwarnings("ignore", message=".*BaseAuthenticatedTool.*")

GOOGLE_API_KEY = os.getenv("GOOGLE_API_KEY")
COMPOSIO_API_KEY = os.getenv("COMPOSIO_API_KEY")
COMPOSIO_USER_ID = os.getenv("COMPOSIO_USER_ID")

if not GOOGLE_API_KEY:
    raise ValueError("GOOGLE_API_KEY is not set in the environment.")
if not COMPOSIO_API_KEY:
    raise ValueError("COMPOSIO_API_KEY is not set in the environment.")
if not COMPOSIO_USER_ID:
    raise ValueError("COMPOSIO_USER_ID is not set in the environment.")
What's happening:
  • os reads environment variables
  • Composio is the main Composio SDK client
  • GoogleProvider declares that you are using Google ADK as the agent runtime
  • Agent is the Google ADK LLM agent class
  • McpToolset lets the ADK agent call MCP tools over HTTP
7

Create Composio client and Tool Router session

python
composio_client = Composio(api_key=COMPOSIO_API_KEY)

composio_session = composio_client.create(
    user_id=COMPOSIO_USER_ID,
    toolkits=["splitwise"],
)

COMPOSIO_MCP_URL = composio_session.mcp.url,
print(f"Composio MCP URL: {COMPOSIO_MCP_URL}")
What's happening:
  • Authenticates to Composio with your API key
  • Declares Google ADK as the provider
  • Spins up a short-lived MCP endpoint for your user and selected toolkit
  • Stores the MCP HTTP URL for the ADK MCP integration
8

Set up the McpToolset and create the Agent

python
composio_toolset = McpToolset(
    connection_params=StreamableHTTPConnectionParams(
        url=COMPOSIO_MCP_URL,
        headers={"x-api-key": COMPOSIO_API_KEY}
    )
)

root_agent = Agent(
    model="gemini-2.5-flash",
    name="composio_agent",
    description="An agent that uses Composio tools to perform actions.",
    instruction=(
        "You are a helpful assistant connected to Composio. "
        "You have the following tools available: "
        "COMPOSIO_SEARCH_TOOLS, COMPOSIO_MULTI_EXECUTE_TOOL, "
        "COMPOSIO_MANAGE_CONNECTIONS, COMPOSIO_REMOTE_BASH_TOOL, COMPOSIO_REMOTE_WORKBENCH. "
        "Use these tools to help users with Splitwise operations."
    ),
    tools=[composio_toolset],
)

print("\nAgent setup complete. You can now run this agent directly ;)")
What's happening:
  • Connects the ADK agent to the Composio MCP endpoint through McpToolset
  • Uses Gemini as the model powering the agent
  • Lists exact tool names in instruction to reduce misnamed tool calls
9

Run the agent

bash
# Run in CLI mode
adk run my_agent

# Or run in web UI mode
adk web

Execute the agent from the project root. The web command opens a web portal where you can chat with the agent.

What's happening:

  • adk run runs the agent in CLI mode
  • adk web . opens a web UI for interactive testing

Complete Code

Here's the complete code to get you started with Splitwise and Google ADK:

python
import os
import warnings

from composio import Composio
from composio_google import GoogleProvider
from dotenv import load_dotenv
from google.adk.agents.llm_agent import Agent
from google.adk.tools.mcp_tool.mcp_session_manager import StreamableHTTPConnectionParams
from google.adk.tools.mcp_tool.mcp_toolset import McpToolset

load_dotenv()
warnings.filterwarnings("ignore", message=".*BaseAuthenticatedTool.*")

GOOGLE_API_KEY = os.getenv("GOOGLE_API_KEY")
COMPOSIO_API_KEY = os.getenv("COMPOSIO_API_KEY")
COMPOSIO_USER_ID = os.getenv("COMPOSIO_USER_ID")

if not GOOGLE_API_KEY:
    raise ValueError("GOOGLE_API_KEY is not set in the environment.")
if not COMPOSIO_API_KEY:
    raise ValueError("COMPOSIO_API_KEY is not set in the environment.")
if not COMPOSIO_USER_ID:
    raise ValueError("COMPOSIO_USER_ID is not set in the environment.")

composio_client = Composio(api_key=COMPOSIO_API_KEY, provider=GoogleProvider())

composio_session = composio_client.create(
    user_id=COMPOSIO_USER_ID,
    toolkits=["splitwise"],
)

COMPOSIO_MCP_URL = composio_session.mcp.url


composio_toolset = McpToolset(
    connection_params=StreamableHTTPConnectionParams(
        url=COMPOSIO_MCP_URL,
        headers={"x-api-key": COMPOSIO_API_KEY}
    )
)

root_agent = Agent(
    model="gemini-2.5-flash",
    name="composio_agent",
    description="An agent that uses Composio tools to perform actions.",
    instruction=(
        "You are a helpful assistant connected to Composio. "
        "You have the following tools available: "
        "COMPOSIO_SEARCH_TOOLS, COMPOSIO_MULTI_EXECUTE_TOOL, "
        "COMPOSIO_MANAGE_CONNECTIONS, COMPOSIO_REMOTE_BASH_TOOL, COMPOSIO_REMOTE_WORKBENCH. "
        "Use these tools to help users with Splitwise operations."
    ),  
    tools=[composio_toolset],
)

print("\nAgent setup complete. You can now run this agent directly ;)")

Conclusion

You've successfully integrated Splitwise with the Google ADK through Composio's MCP Tool Router. Your agent can now interact with Splitwise using natural language commands.

Key takeaways:

  • The Tool Router approach dynamically routes requests to the appropriate Splitwise tools
  • Environment variables keep your credentials secure and separate from code
  • Clear agent instructions reduce tool calling errors
  • The ADK web UI provides an interactive interface for testing and development

You can extend this setup by adding more toolkits to the toolkits array in your session configuration.

TOOLS

Supported Tools

Every Splitwise action and event your agent gets out of the box.

Add Friend

Tool to add a new friend to Splitwise.

Add User to Group

Tool to add a user to a group.

Create Comment

Tool to create a comment on a specific expense.

Create Expense

Tool to create a new Splitwise expense.

Create Friends

Tool to add multiple friends at once to Splitwise.

Create Group

Tool to create a new group in Splitwise.

Delete Comment

Tool to delete a comment by its ID.

Delete Expense

Tool to delete an existing expense by its ID.

Delete Friend

Tool to delete an existing friend by ID.

Delete Group

Tool to delete a group and all associated records by its ID.

Get Categories

Tool to retrieve expense categories.

Get Comments

Tool to retrieve all comments associated with a specific expense.

Get Currencies

Tool to retrieve a list of supported currencies.

Get Current User

Tool to retrieve information about the current authenticated user.

Get Expense

Tool to retrieve detailed information about a specific expense by ID.

Get Expenses

Tool to list the current user's expenses from Splitwise account.

Get Friend Details

Tool to retrieve detailed information about a specific friend.

Get Friends

Tool to list current user's friends on Splitwise.

Get Group Details

Tool to retrieve detailed information about a specific group.

Get Groups

Retrieves all groups the authenticated user belongs to, including group details, members, balances, and debt information.

Get Notifications

Tool to retrieve recent activity notifications from the user's Splitwise account.

Get User Information

Retrieves basic profile information about any Splitwise user by their ID.

Remove User from Group

Tool to remove a user from a group.

Restore Deleted Expense

Tool to restore a previously deleted expense and its associated records.

Restore Deleted Group

Tool to restore a previously deleted group and all its associated records.

Update Expense

Tool to update an existing Splitwise expense.

Update User

Tool to update user account details including name, email, password, and preferences.

FRAMEWORKS

How to build Splitwise MCP Agent with another framework

OpenAI Agents SDK logo

OpenAI Agents SDK

Use Splitwise MCP with OpenAI Agents SDK

Claude Agent SDK logo

Claude Agent SDK

Use Splitwise MCP with Claude Agent SDK

Claude Code logo

Claude Code

Use Splitwise MCP with Claude Code

Claude Cowork logo

Claude Cowork

Use Splitwise MCP with Claude Cowork

Codex logo

Codex

Use Splitwise MCP with Codex

OpenClaw logo

OpenClaw

Use Splitwise MCP with OpenClaw

Hermes logo

Hermes

Use Splitwise MCP with Hermes

CLI logo

CLI

Use Splitwise MCP with CLI

LangChain logo

LangChain

Use Splitwise MCP with LangChain

Vercel AI SDK logo

Vercel AI SDK

Use Splitwise MCP with Vercel AI SDK

Mastra AI logo

Mastra AI

Use Splitwise MCP with Mastra AI

LlamaIndex logo

LlamaIndex

Use Splitwise MCP with LlamaIndex

CrewAI logo

CrewAI

Use Splitwise MCP with CrewAI

FAQ

Frequently asked questions

With a standalone Splitwise MCP server, the agents and LLMs can only access a fixed set of Splitwise tools tied to that server. However, with the Composio Tool Router, agents can dynamically load tools from Splitwise and many other apps based on the task at hand, all through a single MCP endpoint.

Yes, you can. Google ADK fully supports MCP integration. You get structured tool calling, message history handling, and model orchestration while Tool Router takes care of discovering and serving the right Splitwise tools.

Yes, absolutely. You can configure which Splitwise scopes and actions are allowed when connecting your account to Composio. You can also bring your own OAuth credentials or API configuration so you keep full control over what the agent can do.

All sensitive data such as tokens, keys, and configuration is fully encrypted at rest and in transit. Composio is SOC 2 Type 2 compliant and follows strict security practices so your Splitwise data and credentials are handled as safely as possible.

Start with Splitwise.It takes 30 seconds.

Managed auth, hosted MCP servers, and every Splitwise tool your agent needs.Free to start.

Start building
Customer stories

Teams ship real agents on Composio

GET STARTED FOR FREEBOOK A DEMO
agent.aiZoomLettaGleanHubSpotAWSWabi

Karan skipped his own birthday party to fix our critical issue. It was 10pm and he diverted his Waymo to help us instead. This really sets the bar — it shows the commitment you need when users rely on your software.

Harsha Gaddipati
Harsha Gaddipati
Co-founder, Slashy

A lot of students tell us that the moment their connected tools start talking to each other inside Opennote feels almost magical. The agent just knows them, and it's immensely helped keep new users on the platform.

Abhi Arya
Abhi Arya
Co-founder, Opennote

We chose Composio over Pipedream because it delivered depth where it mattered — niche tools and tricky edge cases other platforms simply ignored. That gave us confidence to scale without compromising.

Nirman Dave
Nirman Dave
CEO, Zams

As a solo builder, shipping fast is life or death. The only way I can outcompete incumbents is by outmanoeuvring them. Getting bogged down managing agent auth would have been a death sentence.

Ryan Yu
Ryan Yu
Founder, Extra Thursday

Before Composio, adding tool integrations was slow and resource-intensive. Each one could take weeks of engineering time, and maintaining them meant constantly keeping up with API changes.

Tomisin Jenrola
Tomisin Jenrola
Founder & CEO, SwarmZero

With hands-on help from their founder, we integrated Gmail and Google Drive in just 30 minutes. This level of personal support and commitment is exactly what startups should strive for.

Jerome Leclanche
Jerome Leclanche
Co-Founder, Ingram Technologies